With so many financial obligations and options, money management may seem difficult and confusing at times. That's why Queen of Peace Arlington FCU has partnered with BALANCE, a financial education and counseling service that can help you get on track, review and improve your credit report, get out of debt, set up a spending and savings plan that works for you, or prepare to buy a home. Call a BALANCE counselor at 1-888-456-2227 and let them know you are a Queen of Peace Arlington FCU member.
Note: By Clicking on any of the links below on this page, you are leaving the credit union web site www.qpafcu.com.
It is important to always be on guard against identity theft (when someone uses your personal or financial information without your consent). Why be so vigilant? Because thieves are constantly looking for ways to steal data, and it’s easiest for them when you are not paying attention to the early warning signs. To know if you’ve been a crime victim, be on the look out for:Credit card and checking account statements that don’t arrive when they should. Being denied credit for no reason. Bills for purchases you never made. Collection agencies trying to collect on debts that you didn’t incur. Bills from credit accounts you did not open. Unauthorized charges on your telephone or checking account statements. Credit reports showing new, unauthorized accounts.
If you have been a victim of identity theft, take swift action:Place a fraud alert on your credit file by contacting a major credit reporting bureau (Trans Union, Experian, or Equifax). The other bureaus will be notified and will place alerts on their files. Free reports will be sent to you. Alert affected businesses over the phone and in writing. Close tampered accounts or those opened without your consent. File a police report. Ask for a copy of the report too – you may need it for businesses requiring proof of the crime. Report the crime to the Federal Trade Commission.
For help with identity theft issues, contact BALANCE at 888-456-2227 or log onto www.balancepro.net. An expert in the field can access and review your credit report, and provide the direction and support you need. As a benefit of credit union membership, the service is low cost to you.
Members are welcome and encouraged to learn about Balance from the information and links above. Balance services are available to QPAFCU members. We are continuing to add information to this page about the details of the services available from Balance.
Remember - services from Balance are FREE to members of the Queen of Peace Arlington FCU. The only possible exception is a nominal charge for a credit report, if you do not have one and you wish assistance with credit report issues.